Considered Care,
Clearly Priced

The surgeon's fee, the anesthesia fee, the operating room fee, supplies and a compression garment, and implants if they are part of your plan. Pre-operative testing and prescriptions are separate.

The fee follows the time your surgery takes, and that depends on your anatomy and the plan you and Dr. Schwartz settle on. The estimate is where most patients start. Your quote may be higher, and it is set at your consultation, before you commit to anything.

Some costs come once per surgery, whatever is done: the operating room's base fee, the first hour of anesthesia, and the setup before surgery begins. The surgeon's later hours are also billed at a lower rate than the first. Combining procedures avoids paying those once-per-surgery costs twice.

Many can, but not every combination is wise for every patient. Longer surgeries carry more risk, so when a plan would run past about eight hours, Dr. Schwartz may recommend doing it in two stages. Your health, smoking history and goals also matter. Whether combining is right for you is decided at your consultation.

Book a consultation. You meet Dr. Schwartz, talk through your goals and leave with an exact quote. The consultation fee, collected at the time of booking, is $200 in the office or $235 online.

Most patients pay from savings, with a patient financing plan such as PatientFi or CareCredit, or with a combination of the two. Health insurance does not cover cosmetic surgery. If you are financing, compare the total cost over the life of the plan, not just the monthly payment, and read how each lender charges interest if a promotional balance is not paid in full.

If you already know you will use financing, apply before your consultation. Knowing your approved amount lets you and Dr. Schwartz talk realistically about what's achievable. You can also apply after your consultation once you have a specific procedure and quote in mind. Approval decisions are typically instant or within 24 hours.

Yes. Financing can cover any procedure or combination of procedures at Edition. For a mommy makeover or other combined case, your financing amount needs to cover the total quote. The calculator above gives a starting estimate for several procedures done in one surgery, or takes an amount you type in.

Often, yes. According to PatientFi, it approves credit scores down to the mid-500s, and applying does not involve a hard credit check, so you can see what you qualify for without affecting your score. Approval and rates still depend on your credit, and a lower score usually means a higher rate. Our team can help you compare what each lender offers you.

It depends on the lender. PatientFi does not run a hard credit check, either when you apply or when your plan is funded, so applying with PatientFi does not affect your credit score. A CareCredit application is a hard credit inquiry, which may lower your score by a few points for a while; CareCredit's pre-qualification check, where offered, uses a soft inquiry and does not affect your score. If you are planning to apply for a mortgage or other major credit soon, discuss timing with your financial advisor.

Deferred interest means that if you do not pay the full balance within the promotional period, interest is charged retroactively on the original amount, not just the remaining balance. Even a small balance left at the end of the promotional period can bring a significant surprise charge. CareCredit's promotional plans work this way. PatientFi's promotional plans also charge the interest that built up if the balance is not paid in full in time, but they figure it on the declining balance rather than the original amount, so the charge is smaller.

No. We work with PatientFi and CareCredit instead. They can offer better rates and terms than we could, and your loan is with a lender rather than with your surgeon.

Consultation fees are not usually financed separately. They are applied toward your procedure cost if you go ahead. Your financing amount covers the surgical fees quoted at your consultation.